Trusted by 10,000+ Families
Turn Your Gold into Instant Cash.
Don't sell your precious memories. Get an instant loan against your gold ornaments with complete safety and free insurance.
Highest Per Gram Rate
Up to ₹5,400/gm*
Bank-Grade Safety
Your gold is stored in fire-proof, insured vaults with 24x7 surveillance.
30 Min Disbursal
Walk in with gold, walk out with cash. Simple KYC process.
Low Interest Rate
Rates starting from just 0.89% per month* (Much lower than Credit Cards).
Why Loan is Better than Selling?
| Feature | Credinity Gold Loan | Selling Gold |
|---|---|---|
| Ownership | You Retain Ownership | Lost Forever |
| Future Value | You Gain if Gold Price Rises | No Gain in Future |
| Process | Instant Cash & Asset Safe | Making Charges Loss |
Flexible Repayment Schemes
Popular
Pay Interest Only
Pay only monthly interest. Principal amount at the end of tenure.
Savings
Bullet Repayment
Pay complete Interest + Principal at the end of loan term.
Frequently Asked Questions
What documents are required?
Only minimal KYC (Aadhaar Card & PAN Card) is required. No income proof needed.
Is my jewellery safe?
Absolutely. Your ornaments are packed in a tamper-proof bag in your presence and stored in bank-grade vaults.
Check Gold Value
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