Vehicle Loan

Vehicle Loan by Credinity - Car & Bike Loans | 100% Funding

Drive Your Dream Today.
Up to 100% On-Road Funding.

Whether it's a brand new sedan, a used SUV, or a superbike – we finance your journey with zero hassle and lightning-fast approvals.

🚀 24-Hour Disbursal
💸 Zero Down Payment Options
📄 Minimal Paperwork

New Car Loan

Get up to 100% on-road funding for your dream car. Drive home without emptying your savings.

ROI from 8.75%*

Used Car Loan

Buying a pre-owned car? Get up to 90% funding of the car's valuation with easy EMI options.

ROI from 11.50%*

Two-Wheeler Loan

Superbikes or daily commuters. Instant approval with just your KYC and income proof.

ROI from 12.00%*

Loan at a Glance

Features New Car Used Car
Max Funding Up to 100% On-Road Price Up to 90% of Valuation
Interest Rate 8.75% - 11% p.a. 11.50% - 16% p.a.
Tenure Up to 7 Years Up to 5 Years
Processing Fee Flat ₹2,999* Up to 2% of Loan Amount

*Terms and conditions apply. Rates depend on credit profile.

Frequently Asked Questions

1. Do you finance the insurance and accessories too?

Yes, for new cars, we offer 'On-Road Funding' schemes which cover the Ex-showroom price, Insurance, and Registration charges.

2. Can I get a loan for a 5-year-old used car?

Yes, we fund used cars that are up to 8-10 years old at loan maturity. The amount depends on the car's condition and valuation.

Drive Your Dream - Credinity Vehicle Loans

Own Your Dream Ride Today.

100% On-Road Funding. Zero Down Payment Options.
Drive home your New Car, Used Car, or Superbike.

⚡ 24-Hour Approval
🔒 No Hidden Charges
📄 Minimal Paperwork
🚘

New Car Loan

Get up to 100% funding on Ex-showroom + Insurance. Drive your brand new car without breaking the bank.

ROI: 8.75% - 11%*
🚓

Used Car Loan

Second hand, but feels like new. Get up to 90% funding on valuation for cars up to 8 years old.

ROI: 11.50% - 16%*
🏍️

Superbike Loan

From daily commuters to Hayabusa. We fund all two-wheelers with easy EMI options.

ROI: 12% Onwards*

Quick Comparison

Feature New Car Used Car Two-Wheeler
Max Funding 100% On-Road 90% of Valuation 95% On-Road
Tenure Up to 7 Years Up to 5 Years Up to 4 Years
Processing Fee Flat ₹3,500* 1.5% - 2% 2% of Loan Amt
Documentation KYC + Income Proof KYC + Income + RC Copy KYC Only (For select profiles)

*Rates and charges are subject to credit profile and policy changes.

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Credinity Vehicle Finance | New & Used Car Loans
Instant Approval

Get Your Dream Car.
Zero Hassle.

Up to 100% on-road funding for new and used vehicles. Interest rates starting as low as 8.75% p.a.

✔ No Hidden Fees
✔ 24hr Disbursal
✔ Flexible Tenure
✓

Approved

Loan disbursed in 24h

Choose Your Vehicle Type

Select the loan that fits your needs. We fund everything from Superbikes to SUVs.

🚘

New Car Loan

Drive home your new car with 100% on-road funding including insurance.

8.75% Starting ROI p.a.
🤝

Used Car Loan

Buying pre-owned? Get up to 90% of the car's valuation amount.

11.50% Starting ROI p.a.
🏍️

Bike Loan

Two-wheeler loans for standard bikes and premium superbikes.

12.00% Starting ROI p.a.

Quick Comparison

Feature New Car Used Car
Maximum Funding Up to 100% On-Road Price Up to 90% Valuation
Loan Tenure Up to 7 Years Up to 5 Years
Processing Fee Flat ₹3,500 + GST 1.5% - 2% of Loan Amount
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