Fuel Your Business Growth with Credinity
Unsecured Business Loans up to ₹50 Lakhs. No collateral, minimal paperwork, and approval within 48 hours.
₹50 Cr+
Disbursed24 Hrs
Fast Approval100%
Online ProcessWhy Businesses Trust Us
Designed for MSMEs, Startups, and Established Firms.
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Quick Working Capital
Get funds quickly to manage daily operations, inventory, or payroll without waiting for weeks.
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Collateral-Free
We don't ask for property or asset papers. Your business potential is your biggest asset.
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Flexible Tenure
Repay comfortably with tenures ranging from 12 months to 60 months based on cash flow.
Loan Details & Eligibility
| Loan Amount | ₹1 Lakh to ₹50 Lakhs |
|---|---|
| Interest Rate | Starts @ 14% p.a. (Reducing Balance) |
| Business Vintage | Minimum 1 Year of Business Registration |
| Turnover Required | Minimum ₹10 Lakhs Annual Turnover |
| Documents | GST Returns (1 Year), Bank Statements (6 Months), KYC |
Simple 3-Step Process
Apply Online
Fill a short form with your business details.
Document Verification
Upload GST and Bank statements digitally.
Get Funded
Amount credited directly to your current account.